For CFOs & Finance Leaders
Reduce FICA Taxes by $623/Employee
Transform employee wellness into measurable tax savings. Our IRS-compliant Section 125 program delivers immediate ROI through federal FICA reduction.
TL;DR - Key Tax Savings Facts
- FICA is federal: 7.65% (Social Security 6.2% + Medicare 1.45%) - same in all 50 states
- NET employer savings: $623 per employee annually after all program fees
- ROI timeline: Immediate - savings begin with first payroll cycle
- Compliance: 100% IRS Section 125, ERISA, and ACA compliant
How the Tax Savings Work
1
Section 125 Enrollment
Employees enroll in the IRS-compliant Section 125 cafeteria plan, enabling pre-tax benefit deductions for wellness and supplemental benefits.
2
Payroll Base Reduction
Pre-tax deductions reduce the payroll base subject to FICA taxes. Both employer and employee save 7.65% on every dollar of qualified benefits.
3
Immediate Savings
Savings begin with the first payroll cycle. You receive $623 NET per employee annually after all program fees are deducted.
Example: 100 Employees
See how a company with 100 employees realizes significant annual tax savings with guaranteed, measurable results.
Calculate Your Exact SavingsAnnual Employer Savings$62,300+
5-Year Cumulative Savings$311,500+
ROI TimelineImmediate
FICA Tax Breakdown
| Tax Type | Rate | Who Saves |
|---|---|---|
| Social Security | 6.2% | Both |
| Medicare | 1.45% | Both |
| Total FICA | 7.65% | Employer & Employee |
Note: FICA is a federal tax, so savings are identical in all 50 states. The $623 NET employer savings applies whether you operate in California, Texas, New York, or any other state.
Ready to Reduce Your Payroll Tax Burden?
Calculate your potential savings and see the impact on your bottom line.