A Smarter Approach to Employee Benefits
360 Advantage combines wellness, tax savings, and life insurance into one compliant program that benefits everyone.
The Program
360 Advantage Wellness Program
Employees receive customized, condition-specific care plans and wellness tips via text or email through our MILD Technology platform.
Benefit Allowance
Tax savings from the program cover wellness costs and create a Benefit Allowance employees can use for Whole Life Insurance or receive as additional pay.
Whole Life Insurance Option
Employees can elect up to $100,000 in coverage with no medical questions asked. Policies earn cash value over time.
Employee Experience
A simple process that takes just minutes to complete
Enrollment
Employees are automatically enrolled in the 360 Advantage Wellness Plan during open enrollment.
Personalization
Complete a 1-minute "Personalize Your Support" form via text or email to customize their care plan.
Engagement
Receive personalized, condition-specific care plans and wellness tips through MILD Technology.
Benefits
See increased take-home pay and access to additional benefits like whole life insurance.
No Decrease in Take-Home Pay
The 360 Advantage program is designed to ensure employees do not experience a decrease in their take-home pay. In most situations, employees will likely see an increase.
Employees may notice new deductions on their paycheck, but these are offset by tax savings and the Reimbursement Credit, resulting in equal or greater net pay.
Sample Tax Savings
Full Regulatory Compliance
The 360 Advantage program is subject to IRS Code Section 125, ensuring all tax benefits are legitimate and compliant.
Program Requirements
Employee Eligibility
- Full-time (30+ hours/week) W-2 employees
- Base pay of $35,000+ annually
- Enrolled in company-sponsored or qualifying health insurance
- Paying F.I.C.A. taxes
Company Requirements
- Minimum 15 enrolled employees
- Annual turnover of 30% or less preferred
- HR/payroll professionals for data management
- Stable workforce environment
Ready to Get Started?
See how much your organization could save with VALION by 360 Advantage.